¹ Customer can only claim one of either “Courtesy Car benefit” or “Daily Transport Allowance benefit” (if applicable)
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Drive with Confidence
Get Protected With
Allianz Motor Protect 🚗
Lifetime Warranty
On Repairs
So you can stay worry-free, even when it comes to rectifying workmanship defects.
Complimentary
Courtesy Car
Available for your use while your vehicle is being repaired in the workshop
New-for-Old
Replacement
If your car is less than 2 years old and deemed a total loss, we offer a replacement with a new vehicle.
Complimentary 24/7 Roadside Assistance
Available for both accidents and breakdowns, ensuring you're always well taken care of
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Customizable Excess Payment Option
Choose the excess amount you'd like to pay in the event of a claim for greater flexibility
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Tailored Coverage for Your Peace of Mind
Choose the coverage that fits you best—Third-Party Only, Third-Party, Fire & Theft, or Comprehensive
Coverage/Benefits Schedule
Third-Party Only
Third-Party Fire And Theft Only
Comprehensive
Loss Or Damage To Car By Fire And Theft Only
Death Or Injury To Third-party
24/7 Roadside Assistance
Unlimited Windscreen Cover
Optional Cover With Additional Premium
Repairs At Any Workshop
¹ Customer can only claim one of either “Courtesy Car benefit” or “Daily Transport Allowance benefit” (if applicable)
Take charge of your car insurance with Allianz Motor Protect
More about Allianz Motor Protect
The Insured Person must be:
- Holding a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent's Pass, or other recognised work pass entitling the holder thereof to remain, or enter and remain, in Singapore; and
- Holding a valid driver's license.
- Allianz Motor Protect Policy is underwritten by Allianz Insurance Singapore Pte. Ltd. (Allianz).
- The above information is for reference only. If you are unsure if this product is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your financial expectations or needs.
- The Policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the Policy, the terms of the Policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the Policy Wording or contact Allianz.
- You give consent to Allianz and its affiliates, third party service providers, related entities and business partners as well as their and its respective representatives and/or agents, may collect, use and disclose personal data related to you and other individuals provided by you for purposes including but not limited to underwriting, processing and administering any policy and/or claim, due diligence, renewals, audit, compliance, data storage, and providing general information about our products and services, and general communication with you, digitally or otherwise.
- This Policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the GIA or the SDIC websites (www.gia.org.sg or www.sdic.org.sg).
- This advertisement has not been reviewed by the Monetary Authority of Singapore.
- Information is accurate as at August 2020.
Frequently Asked Questions
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About the Product
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Who's Covered
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What's Covered
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Pricing & Purchase
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Claims
Allianz Motor Protect is a car insurance plan offered by Allianz Insurance Singapore, with coverage options including Comprehensive, Third Party, Fire and Theft, and Third Party Only.
The Comprehensive plan provides the highest level of protection, covering your vehicle against accidents, thefts, and damage when driving in Singapore, West Malaysia, and up to 80km into Thailand. It also includes benefits such as lifetime guarantee on accident repairs, 24-month new-for-old car replacement, and 24/7 roadside assistance.
Yes. You can purchase Allianz Motor Protect as long as your car is legally registered in Singapore under the Singapore Road Traffic Act. This applies to Singapore citizens, Permanent Residents, and foreigners with valid driving licenses.
Yes. Your Allianz Motor Protect policy covers you in Singapore, West Malaysia and up to 80km from the border between West Malaysia and Thailand.
If you have an accident overseas, make sure to exchange details with all parties, take photos, file a local police report, and report to an Allianz authorised workshop within 24 hours of returning to Singapore.
Yes. Allianz Motor Protect provides a courtesy car while your car is being repaired, for up to a maximum of 10 days with a daily rental cost limit of SGD 250. This benefit applies if:
- You make an Own Damage claim, OR
- You use Allianz Roadside Assistance for breakdown (non-accident) towing
The repair must require more than 24 hours as assessed by Allianz's appointed surveyor. To request a courtesy car for the weekend, contact Allianz by Friday 4pm or Saturday 12pm (subject to availability).
If your car is damaged beyond repair within the first 24 months of its first registration in Singapore, Allianz will:
- Replace it with a new car of the same make, model, and engine capacity, OR
- If the same model is unavailable, replace it with a similar new vehicle, OR
- Pay you the cash equivalent
This benefit gives you peace of mind that you won't be left with a depreciated payout if your new car is totalled.
Yes. Allianz offers a lifetime guarantee on accident repairs done at any Allianz authorised workshop. If there's any defective workmanship, you can return to the same workshop for repairs at no additional cost—for as long as you remain insured with Allianz.
NCD (No Claim Discount) is a discount on your premium that increases each year you don't make a claim—up to 50% off. If you make a claim, your NCD will be reduced by 30%.
To protect your NCD, you can purchase an NCD Protector add-on, which allows you to make a claim without losing your discount. This add-on is available to policyholders with an NCD of 30% or higher.
Yes. When you switch to Allianz Motor Protect, you can transfer your existing NCD from your previous insurer, provided you have been claim-free for the past 3 years. Simply provide your current NCD details when getting a quote.
You can also transfer your NCD to your spouse if they're purchasing a new Allianz Motor Protect policy—but this is a one-time, non-reversible transfer, and your own NCD will reset to 0%.
If you're involved in an accident:
- Check for injuries – Call 999 (police) or 995 (ambulance) if anyone is hurt
- Exchange details – Get the other driver's name, NRIC, phone number, insurer, and vehicle number
- Take photos – Capture damage to all vehicles, license plates, and the accident scene before moving vehicles
- Submit dashcam footage – If you have an in-car camera, save the video
- Report within 24 hours – Bring your vehicle to an Allianz authorised workshop within 24 hours or the next working day, even if there's no visible damage
- Can't drive? – Call Allianz Roadside Assistance at +65 6222 1919 for towing (covered up to S$500)
To make a claim:
- Report the accident – Visit an Allianz authorised workshop within 24 hours or the next working day
- Bring your documents – Policy details, driving license, photos of damage, and dashcam footage if available
- For overseas accidents – File a police report locally, then report to Allianz upon returning to Singapore
For claims enquiries, contact Allianz at +65 6222 1919 or email [email protected].