that includes high and low voltage cables, battery, electric engine, electronic control units to ensure that your vehicle is completely covered.
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Why Allianz Electric Motor Protect?
Electric and Electronic Components Cover
Private Electric Car Charging Station
coverage exended to standard accessories, personal liability, and home content against fire-related damages.
Lifetime Warranty on Repairs
so you can be worry-free on repairs - even if it means having to rectify workmanship defects.
Cyber Hacking & Advanced Driver Assistance Systems Cover
covers the loss or damages to your vehicle by malicious cyber acts, and even when your electric vehicle is operated under Advanced Driver Assistance Systems.
"New for Old" Replacement Car
if your car is less than 2 years old and damaged beyond repair.
Complimentary 24/7 Roadside Assistance
for both accidents and breakdowns to ensure that you are well taken care of.
Complimentary Courtesy Car
at your disposal, for each day your electric vehicle is being repaired in the workshop.
Portable Charging Cable Coverage
in case of Accident, Fire and Theft.
Public Charging Station Compassionate Cover
covering damage to your car or bodily injury medical expenses caused by direct use of a public charging station.
Coverage/Benefits Schedule
Third-Party Only
Third-Party Fire And Theft Only
Comprehensive
Loss Or Damage To Car By Fire And Theft Only
Death Or Injury To Third-party
24/7 Roadside Assistance
Optional Cover With Additional Premium
Repairs at Any Workshop
¹ Customer can only claim one of either “Courtesy Car” or “Daily Transport Allowance benefit” (if applicable)
More About Allianz Electric Motor Protect
The Insured Person must be:
- Holding a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent's Pass, or other recognised work pass entitling the holder thereof to remain, or enter and remain, in Singapore; and
- Holding a valid driver's license.
- Allianz Electric Motor Protect Policy is underwritten by Allianz Insurance Singapore Pte. Ltd. (Allianz).
- We may use internet technologies to track your use of this website and information filled in by you whether submitted or not, to enable us to follow up and assist you with your application of our product(s). Alternatively, speak with us directly at +65 6222 1919.
- The above information is for reference only. If you are unsure whether this product is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your financial expectations or needs.
- The Policy may contain terms and conditions which are not detailed above. Should there be any discrepancy between the information shown above and the terms of the Policy, the terms of the Policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the Policy Wording or contact Allianz at +65 6222 1919.
- Allianz does not provide commercial insurance coverage for vehicles used for private-hire services (e.g. Grab, Gojek, etc.).
- Allianz shall not be able to provide cover that would expose it to any sanction, prohibition or restriction under all applicable economic or trade sanction law or regulations. In connection with this, Allianz reserves the right to decline your application of this plan.
- Allianz reserves the right to alter the Policy terms during any Period of Insurance as Allianz reasonably considers appropriate or if the Policy or Allianz is affected by a change in legislation or taxation, or any judicial decision. Allianz will give the Policyholder and Insured Person 30 days’ written notice of any such alteration.
- All information provided by you in connection with an application for a policy shall be true, accurate and complete. You understand that any inaccurate or false information given or any omission of information required, may at Allianz’s discretion, render an application invalid.
- You have a duty to tell us immediately if at any time after you your contract of insurance has been entered into, varied or renewed with us, any of the information given is inaccurate or has changed.
- You give consent to Allianz and its affiliates, third party service providers, related entities and business partners as well as their and its respective representatives and/or agents, may collect, use and disclose personal data related to you and other individuals provided by you for purposes including but not limited to underwriting, processing and administering any policy and/or claim, due diligence, renewals, audit, compliance, data storage, and providing general information about our products and services, and general communication with you, digitally or otherwise.
- You may refer to our Privacy Policy in this website.
- This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the GIA or the SDIC websites (www.gia.org.sg or www.sdic.org.sg ).
- This advertisement has not been reviewed by the Monetary Authority of Singapore.
- Information is accurate as at January 2022.
Frequenty Asked Questions
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About the Product
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Who's Covered
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What's Covered
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Pricing & Purchase
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Claims
Allianz Electric Motor Protect is a car insurance plan offered by Allianz Insurance Singapore designed specifically for electric vehicles (EVs). It offers three coverage options: Comprehensive, Third Party, Fire and Theft, and Third Party Only.
The Comprehensive plan provides the highest level of protection, covering your EV against accidents, theft, and damage when driving in Singapore, West Malaysia, and up to 80km into Thailand. It also includes EV-specific benefits alongside standard features like lifetime guarantee on accident repairs, 24-month new-for-old car replacement, courtesy car, and 24/7 roadside assistance.
Yes. You can purchase Allianz Electric Motor Protect as long as your electric vehicle is legally registered in Singapore under the Singapore Road Traffic Act. This applies to Singapore citizens, Permanent Residents, and foreigners with valid driving licenses.
Yes. Your EV's battery is covered as part of the vehicle under Allianz Electric Motor Protect. If your battery is damaged in an accident, the cost of repair or replacement is covered under your policy, subject to the terms and conditions.
For battery degradation due to normal wear and tear, this is typically covered under your vehicle manufacturer's warranty rather than your motor insurance policy.
Yes. Allianz Electric Motor Protect covers fire damage to your electric vehicle, including incidents that occur while charging. If your EV is damaged by fire—whether at home, at a public charging station, or elsewhere—you can make a claim under your policy.
As with all claims, you should report the incident to the authorities and Allianz as soon as possible, and provide any relevant documentation or evidence.
If your EV runs out of battery charge and cannot be driven, you can call Allianz Roadside Assistance at +65 6222 1919. Allianz will arrange for your vehicle to be towed to the nearest charging station or an authorised workshop.
Towing costs are covered up to S$500 for private cars. This service is available 24/7, including weekends and public holidays.
Yes. Your Allianz Electric Motor Protect policy covers you in:
- Singapore
- West Malaysia
- Up to 80km from the border between West Malaysia and Thailand
If you have an accident overseas, exchange details with all parties, take photos, file a local police report if anyone is injured, and report to an Allianz authorised workshop within 24 hours of returning to Singapore.
Note for EV drivers: Plan your charging stops carefully when driving to Malaysia, as EV charging infrastructure may be limited in some areas.
If your electric vehicle is damaged beyond repair within the first 24 months of its first registration in Singapore, Allianz will:
- Replace it with a new EV of the same make, model, and specifications, OR
- If the same model is unavailable, replace it with a similar new EV, OR
- Pay you the cash equivalent
This benefit is especially valuable for EV owners, as electric vehicles can have higher replacement costs than traditional cars.
NCD (No Claim Discount) is a discount on your premium that increases each year you don't make a claim—up to 50% off. If you make a claim, your NCD will be reduced by 30%.
To protect your NCD, you can purchase an NCD Protector add-on, which allows you to make a claim without losing your discount. This add on is available to policyholders with an NCD of 30% or higher.
Your NCD can also be transferred when switching to Allianz Electric Motor Protect from another insurer, provided you have been claim-free for the past 3 years. You may also transfer your NCD to your spouse when they purchase a new policy — this is a one-time, non-reversible transfer, and your own NCD will reset to 0%.
If you're involved in an accident:
- Ensure safety first– If safe to do so, turn off your vehicle. For EVs, be aware of any unusual smells, smoke, or sounds from the battery
- Check for injuries – Call 999 (police) or 995 (ambulance) if anyone is hurt
- Exchange details– Get the other driver's name, NRIC, phone number, insurer, and vehicle number
- Take photos– Capture damage to all vehicles, license plates, and the accident scene before moving vehicles
- Submit dashcam footage – If you have an in-car camera, save the video
- Report within 24 hours – Bring your vehicle to an Allianz authorised workshop within 24 hours or the next working day
- Can't drive? – Call Allianz Roadside Assistance at +65 6222 1919 for towing (covered up to S$500)
Important for EV owners: Do not attempt to charge your vehicle if it has been in an accident until it has been inspected by a qualified technician.
To make a claim:
- Report the accident – Visit an Allianz authorised workshop within 24 hours or the next working day
- Bring your documents – Policy details, driving license, photos of damage, and dashcam footage if available
- For overseas accidents – File a police report locally, then report to Allianz upon returning to Singapore
For claims enquiries, contact Allianz at +65 6222 1919 or email [email protected].
Need more information or individual support?
The Allianz Commitment to Sustainability
At Allianz Insurance Singapore, we are committed to supporting green technologies and energy efficient markets. Our growing global portfolio of sustainable climate solutions has great potential to progress with more support for electric vehicles here in Singapore.