travel
Reimbursement for missed activities, equipment protection, and rental options.
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Round-the-clock support wherever you are in the world for medical emergencies and logistics.
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Up to S$2,000,000 for emergency treatments abroad, including COVID-19 care.
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Up to S$15,000 coverage for unforeseen travel disruptions.
travel
Up to S$10,000 for emergency rescue services during your trip.
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Fast and easy claims with our streamlined online system.
*T&Cs apply. Refer to the policy wording for more information.

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BENEFIT LIMIT (SGD)
BENEFIT LIMIT (SGD)
BENEFIT LIMIT (SGD)
Overseas Emergency Medical Care
You have to pay for emergency medical treatment while on your trip (including being diagnosed with an epidemic/pandemic disease such as COVID-19).

S$200,000
Ages: 0 - 69 years

S$50,000
Ages: 70 years and above

S$1,000,000
Ages: 0 - 69 years

S$75,000
Ages: 70 years and above

S$2,000,000
Ages: 0 - 69 years

S$200,000
Ages: 70 years and above

Overseas Emergency Medical Care - Mobility Aids
As prescribed by a medical practitioner or medically necessary for treatment.
Included
Included
Included
Overseas Emergency Dental Treatment
You have to pay for emergency dental treatment due to injury while on your trip.
S$500
S$500
S$500
Overseas Hospitalisation Daily Benefit

Whilst your hospital confinement period exceeds at least 48 hours.

(Amount payable $150 / 24 hours)

S$10,000
S$10,000
S$10,000
Continuation Medical Treatment in Singapore
For injury or sickness sustained overseas (with/without sought treatment during your trip).

S$5,000
Ages: 0 - 69 years

S$2,500
Ages: 70 years and above

S$10,000
Ages: 0 - 69 years

S$5,000
Ages: 70 years and above

S$10,000
Ages: 0 - 69 years

S$5,000
Ages: 70 years and above

Traditional Chinese Medicine
$300
S$500
S$700
Emergency Transportation

Medical Evacuation is needed following a medical emergency while on your trip (including being diagnosed with an epidemic/pandemic disease such as COVID-19).

Limit between Emergency Transportation, Medical Repatriation, Transport to Bedside, Return of Dependents and Repatriation of Remains is shared.

S$1,000,000
S$1,000,000
S$1,000,000
Medical Repatriation

Getting you home after you receive care (including being diagnosed with an epidemic/pandemic disease such as COVID-19).

Limit between Emergency Transportation, Medical Repatriation, Transport to Bedside, Return of Dependents and Repatriation of Remains is shared.

S$1,000,000
S$1,000,000
S$1,000,000
Transport to Bedside

Bringing a friend or family member to you when you are confined to hospital for more than 120 hours during your trip (including being diagnosed with an epidemic/pandemic disease such as COVID-19).

Limit between Emergency Transportation, Medical Repatriation, Transport to Bedside, Return of Dependents and Repatriation of Remains is shared.

S$1,000,000
S$1,000,000
S$1,000,000
Return of Dependents

Getting minors and dependents home, if you will be hospitalised for more than 24 hours during your trip (including hospitalisation for an epidemic or pandemic disease such as COVID-19).

Limit between Emergency Transportation, Medical Repatriation, Transport to Bedside, Return of Dependents and Repatriation of Remains is shared.

S$1,000,000
S$1,000,000
S$1,000,000
Repatriation of Remains

Return of mortal remains to a funeral home near your primary residence or your country of primary residence (including claims related to an epidemic/pandemic disease such as COVID-19).

Limit between Emergency Transportation, Medical Repatriation, Transport to Bedside, Return of Dependents and Repatriation of Remains is shared.

S$1,000,000
S$1,000,000
S$1,000,000
Repatriation of Remains due to pre-existing medical condition
S$150,000
S$150,000
S$150,000
Travel Accident
You suffer a death or disability as a result of a travel accident during your trip.
S$100,000
S$200,000
S$300,000
Search & Rescue
You have to be rescued from a physical emergency during your trip.
S$10,000
S$10,000
S$10,000
Trip Cancellation

You have to cancel your trip before you depart including:

  • being diagnosed with an epidemic/pandemic disease such as COVID-19
  • you or a travelling companion is quarantined before your trip due to COVID-19

Limit between Cancellation and Postponement is shared.

S$5,000
S$10,000
S$15,000
Trip Postponement

Your trip is postponed due to a covered reason.

Limit between Cancellation and Postponement is shared.

S$5,000
S$10,000
S$15,000
Trip Cancellation due to Travel Agent Insolvency
You have to cancel your trip because of the financial default of the travel agent from which you purchased the trip.
$1,000
S$1,500
S$2,000
Trip Curtailment
You have to end your trip early and need to recover unused trip costs.
S$5,000
S$10,000
S$15,000
Trip Interruption

Trip Incident includes:

  • Early Return
  • Trip Continuation
  • Extended Stay
S$5,000
S$10,000
S$15,000
Travel Delay

Your travel plans are delayed while you are on your trip.

Minimum required delay – 6 hours

$100 for every 6 consecutive hours delay

S$1,000
S$2,000
S$3,000
Travel Delay due to Hijacking

Your trip is delayed due to a hijacking event.

Limit is shared with Travel Delay.

S$1,000
S$2,000
S$3,000
Baggage Coverage
Your baggage is lost, damaged, or stolen while on your trip.
S$3,000
S$5,000
S$10,000
Baggage Coverage - Per item limit
S$500
S$500
S$500
High Value Items

Theft of any one or more high-value items.

Maximum benefit for all items combined.

S$1,000
S$1,000
S$1,000
Baggage Delay

Your baggage is delayed by an airline, cruise line, or other travel carrier while on your trip.

Minimum required delay – 6 hours

$200 for every 6 consecutive hours delay

S$1,000
S$1,200
S$1,600
Personal Liability
You are financially liable for damage you cause to a third party or their property while on your trip.
S$500,000
S$1,000,000
S$1,000,000
Personal Money
Your personal money is lost or stolen while on your trip.
S$100
S$250
S$500
Identification Document
Your passport and / or visa is stolen, lost or damaged while on your trip.
S$1,000
S$2,500
S$5,000
Automatic Policy Extensions
No premium payable if the policy extension is under a covered reason.
Included
Included
Included
Sports Coverage Missed Activity
You miss a prepaid activity during your trip.
-
S$1,500
S$1,500
Sporting Equipment Cover
Your sporting equipment is lost, damaged, or stolen while on your trip.
-
S$1,000
S$2,000
Sporting Equipment Rental
You need to rent sporting equipment when your personal sporting equipment is lost, damaged, or stolen while on your trip.
-
S$1,000
S$1,000
Rental Car Excess
You are charged an excess by your rental car company if your rental car is damaged or stolen while on your trip.
-
S$1,000
S$1,500
Loss of Frequent Flyer Miles
Included
Included
Included
Assistance Services
Included
Included
Included
Terrorism
Covered for Emergency Medical or Emergency Transportation.
Included
Included
Included
Missed Port of Call
Your cruise line skips or replaces a port of call listed on your original itinerary.

Maximum per port: $100
S$700
S$700
S$700
Cabin Confinement
You are advised not to leave your cabin while on a cruise ship during your trip.
S$70
S$70
S$70
Low or High Water

Your river cruise is interrupted by insufficient or excess water levels during your trip.

Maximum per occurrence: $15

S$70
S$70
S$70
Missed Shore Excursion(s)
You miss shore excursions booked separately from your cruise.
S$100
S$100
S$100
Denied Boarding
You are denied boarding your cruise ship during your trip.
S$1,000
S$1,000
S$1,000

You are eligible for this policy if you meet the following criteria:

a) You are ordinarily Singapore resident; and
b)
You will purchase your policy in Singapore before you start your trip;
c) Y
ou intend to return to Singapore after your trip; and
d) the departure date on
your policy reflects the date you are originally scheduled to begin your travel, as shown on your travel itinerary.

The policy is issued in Singapore and is subject to the Insurance Act (Cap 142) (the “Act”) and all rules, regulations, subsidiary legislation and government orders enacted thereunder. The Act provides that you are treated as being ordinarily resident in Singapore if:

a)     You are a citizen of Singapore, unless you have resided outside Singapore continuously for 5 or more years preceding the application date of the policy and are not currently residing in Singapore;
b)     You are a permanent resident, unless you have resided in Singapore for less than a total of 183 days in the 12 months preceding the application date of the policy;
c)    
You have a work pass or permit required under the Employment of Foreign Manpower Act (Cap. 91A), unless you have resided in Singapore for less than a total of 183 days in the 12 months preceding the application date of the policy; or
d)    
You have a pass or permit required under the Immigration Act (Cap. 133) that has duration longer than 90 days and you have resided in Singapore continuously for at least 90 days in the 12 months preceding the application date of the policy.

If you do not satisfy any one of the aforesaid definitions of being “ordinarily resident in Singapore”, you must notify us immediately.

The insurance will be invalid if we have previously informed you that we do not want to insure you (anymore). In this case, we will refund any premium paid by you.

If requested by us, you will need to prove your eligibility by providing us with documentation including but not limited to:
i)      a copy of your passport; or
ii)     Singapore residency documents; or
iii)    a copy of
your current visa; or
iv)    other official documents confirming
your right to reside in Singapore; and
v)     a copy of
your travel itinerary.

  1. This product is underwritten by Allianz Insurance Singapore Pte. Ltd. (AIS) as the insurer. AWP Services Singapore Pte. Ltd. has been appointed by AIS to provide services relating to the administration of the policy, call centre and emergency assistance services.
  2. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIS or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
  3. The above information is for reference only and is not the contract of insurance, nor is the above an offer for subscription of any insurance product. If you are unsure if this product is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your financial expectations or needs. The policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the policy, the terms of the policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the relevant policy or contact AIS.
  4. This advertisement has not been reviewed by the Monetary Authority of Singapore.
  5. Information is accurate as at July 2025.
About the Product

Allianz Travel Protect is a comprehensive travel insurance plan offered by Allianz Insurance Singapore. It protects you against unexpected events before and during your trip, including: medical emergencies overseas, trip cancellation, lost luggage, flight delays, and COVID-19. Plans are available as Single Trip or Annual Multi-Trip plans, with Individual and Family options.

Allianz Travel Protect is available to individuals who legally reside in Singapore, including: Citizens, PRs, and holders of Employment Passes, Work Permits, Student's Passes, or Dependent's Passes. You must depart from and return to Singapore for your trip to be covered.

Yes. Allianz Travel Protect covers overseas emergency medical care if you suffer a sudden illness, injury, or medical condition during your trip—including COVID-19. Coverage includes: emergency medical treatment, hospitalisation, surgery, emergency dental care, and medical evacuation. Follow-up treatment in Singapore is covered within 14 days of your return.

Important: You must seek treatment within 48 hours of returning to Singapore if you didn't receive treatment overseas.

Yes. Allianz Travel Protect covers COVID-19 related expenses, including: medical treatment if diagnosed overseas, trip cancellation if a doctor advises you not to travel, and trip interruption.

Note: General lockdowns or travel bans are not covered—only individual quarantine orders.

You're covered. Allianz Travel Protect compensates for flight delays, missed connections, and lost, stolen, or damaged baggage. Keep your receipts and file a report with the airline or police.

Premiums depend on your destination, trip duration, and plan tier. Get a quote on the Allianz website—you'll see your price instantly before you commit.

Yes. Within 14 days (cooling-off period): full refund if you haven't travelled or claimed. After 14 days: Single Trip plans have no refund; Annual Multi-Trip plans offer pro-rated refunds up to 6 months.

Contact Allianz at +65 6222 1919 or [email protected]. Submit a claim form with receipts, medical reports, or police reports. For trip cancellation, notify your travel suppliers within 72 hours.

Coverage starts at midnight (SGT) the day after you pay. It ends when you return home, arrive at a Singapore medical facility, or reach your policy end date—whichever comes first. Extensions are available for covered delays.